Welcome to cflox
cflox is the leading international payment institution integrating payments, working capital, and financing through technology. Our unique solutions empower companies to manage their cash flow and strengthen their supply chains. Welcome to the future of corporate payments.
cflox Dynamic Payment Terms
The current market environment is diverse and volatile. Why are payment terms still inflexible and static? We dynamically optimize payment terms, cash flow, and working capital within the supply chain. Early payments for suppliers and additional payment terms for buyers. Individually or in combination. Implemented quite simply as a payment method.
Our clients
cflox is the leading international payment institution for optimizing working capital and financing within the supply chain. We support successful companies and corporations in implementing programs with accounting according to Local GAAP and IFRS.
Industry Insights
Supplier structures and financing requirements are unique. We have established over 180 client programs to develop the stability and financing for their respective supply chains. We combine industry-specific know-how and specialized applications to collectively develop the best solution for your needs.
Our Financing Partners
We collaborate with a network of selected international corporate banking partners to enable attractive long-term programs.
Trade fairs and events
Experience cflox working capital expertise firsthand. Learn more about the simplest way to optimize payment terms and meet us at the most important industry events.
Magazine
Discover in-depth analyses, interviews, and current trends in financing for working capital and supply chain management.
Nordic CFOs know exactly where capital is trapped — unlocking it is another story. cflox pay gives Treasury an autonomous lever to extend payment terms by 60+ days, without supplier onboarding, without balance sheet impact. Liquidity at the push of a button.
The way companies manage working capital is currently undergoing a fundamental transformation. In Europe, there is much to learn from the Nordcis, explains Matthias Ihme, Head of Sales at the payment institution cflox.
The escalation in the Middle East and the blockade of the Strait of Hormuz are driving up oil and gas prices worldwide. High energy prices are not only a problem at the macroeconomic level, but are quickly becoming a very real existential threat to companies. Thomas Krings, Managing Partner at the payment institution cflox, explains why rising energy costs are putting pressure on companies’ liquidity and margins—and how they can prepare themselves financially now.
You are currently viewing a placeholder content from HubSpot. To access the actual content, click the button below. Please note that doing so will share data with third-party providers.
More InformationYou are currently viewing a placeholder content from Hubspot Meetings. To access the actual content, click the button below. Please note that doing so will share data with third-party providers.
More Information
