Supply Chain Finance
Higher liquidity and stronger Working Capital: through extended payment terms and an optimized financing of the supply chain.
Financial strength through optimized payables
We develop solutions to finance sustainable growth of the entire supply chain: Buyers can extend payment terms towards their suppliers while suppliers receive early payouts of qualified invoices. Buyers and suppliers both benefit from optimized cash flow and Working Capital.
How we make a difference.
The cflox platform for Supply Chain Finance
cflox is different: we facilitate flexible and comfortable financing within the supply chain. No matter if you engage with just a few or rather a few hundred suppliers or if you need to submit only a handful or thousands of invoices – we process data digitally, lean, and secure. Flexible interfaces, instant roll-out and onboarding, and comprehensive services make the difference and minimize your operative effort.
Case Study: Optimized supplier payment terms
The goal was to help a thriving e-commerce company finance its growing operations: the payment terms towards their suppliers were systematically extended. To negotiate these with large supplier corporations, the client offered them the early payout through the cflox financing solution. This systematic campaign can increase the average payment term from 23 to 60 days and thereby freed up liquidity and strengthened the Working Capital for future growth. Existing procurement and invoicing processes remained the same.
Order and delivery
The client places an order using their regular standard procurement process. The suppliers deliver the goods or services and send the corresponding invoices.
Invoice activation on the cflox platform
The client activates the invoice on the cflox platform. This can be done manually or through an automated interface to the ERP system.
Payout to suppliers
The suppliers receive their payment at the agreed short payment term. The payment is authorized via the cflox financing facility.
Payment by buyer
The client pays his invoices within the new long payment term. Until then the Working Capital is strengthened by increasing the trade payables.
cflox allows us to use our payment terms and our Working Capital as growth drivers and not as expensive growth limitation.Finance, E-commerce
As participating supplier, we are interested in the sustainable growth of our customers. We recommend the cflox solution and benefit from optimized payment terms for both sides.Procurement, Manufacturing
We usually cannot negotiate long payment terms with our powerful suppliers, but we need to improve our Working Capital position. Finally, there is a solution for this scenario.
CEO, Raw Materials
On the cflox platform, I decide when to receive a payment on a per-invoice basis. I use this function strategically to increase my liquidity and optimize my bank rating.
Successful supply chains optimize the financing of Working Capital directly and dynamically. How can cflox help you optimize your cash flow? Contact us now to receive further information.