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cflox has been awarded the “Payments Innovation of the Year” Award for its innovative approach to working capital optimization and supply chain finance. The award recognizes cflox’ mission to simplify liquidity management for international treasury teams through scalable and implementation-light solutions.
With two new hires, cflox reinforces its commitment to providing companies with innovative yet practical solutions for working capital optimization—while simultaneously taking its collaboration with banks and financial institutions to a new level.
With the addition of Britta Heidemann and Michael Kräuter, cflox is strategically gaining additional expertise in the structuring and implementation of modern working capital solutions—thereby sending a clear signal regarding the next phase of its international expansion.
The Hamburg-based payment institution cflox, a leading provider of working capital solutions and supply chain finance, is expanding its strategic management team and international sales force. Alexander Mutter joined the company as Executive Director of Commercial Strategy, and Kim Lorenzen joined as Director of Sales Multinationals.
cflox continues to grow and strengthen its sales team: Since June 2025, Matthias Ihme has been responsible as Head of Sales for the strategic development of sales in the key account area and for supporting the company's further growth.
cflox is consistently driving forward its international growth and strengthening its presence in Austria and Italy with two new sales and partner managers in Vienna and Milan.
Hamburg-based payment institute cflox has integrated another partner into its international banking network: Rabobank. The Dutch bank is therefore a further option for refinancing the supply chain finance solution cflox pay.
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