Industry Insights

The right solution for you and your suppliers

Supplier structures and financing requirements are unique. We have developed over 100 solutions with our clients to optimize the stability and financing of their respective supply chains. This allows us to combine specialist knowledge and industry-specific applications to jointly develop the best solution for your needs.

Automotive

Investments in New Technologies and Sustainability

The automotive industry consistently invests in new technologies such as electromobility and climate-friendly product development. Innovation demands capital and requires novel, future-oriented financing solutions.

Chemicals

Engaging Strong Suppliers

Chemical companies often have to negotiate with a small number of suppliers who dominate the market and want to enforce their own payment terms and interests. By using the supplier-independent cflox solution, lengthy negotiations with suppliers become obsolete.

Retail

Securing discounts and liquidity

For companies in the retail sector, striking a balance between discounts and ensuring liquidity is crucial. This is precisely where cflox's solutions for early supplier payments and additional payment terms come into play.

IT, Electronics & Communications

Successful sourcing abroad

As an IT or telecommunications company, you often source your goods and services from countries outside Europe. Your suppliers expect punctual payments in their local currency, which you can easily handle using our solutions.

Construction & Building Materials

Solutions for seasonal challenges

The demand for construction services and materials is subject to strong seasonal fluctuations. In winter, there are often fewer orders, which can lead to financial bottlenecks. With an additional payment term of 60+ days, cflox effectively supports you in optimizing your working capital.

Agriculture, Raw Materials & Mining

Successful Cooperation with Strategic Suppliers

In the dynamic world of agriculture, commodities, and mining, close ties with your strategic suppliers often mean lengthy negotiations over payment terms. By using our solutions, you get an additional payment term of 60+ days, regardless of your supplier.

Food & Beverages

Payment Terms Despite Payment Term Regulations

Rigid payment terms in the food industry are a challenge for many companies. They need flexible solutions to cope financially with seasonal fluctuations and full warehouses.

Logistics

Strengthening Your Suppliers

In the logistics industry, many suppliers are small or medium-sized companies with limited financial resources. To secure their liquidity, cflox allows you to pay them either early or by using an additional payment term.

Pharmaceuticals & Healthcare

Additional Payment Terms Without Supplier Commitment

Negotiations with suppliers regarding payment terms are often lengthy and complex. Agreement is not always reached, which can lead to weak supplier relationships. By using our cflox solutions, negotiations with your suppliers become obsolete—and relationships are strengthened.

Recycling & Waste

Rapid Growth

The global waste and recycling market is growing rapidly. Companies in this industry finance this growth with our solutions so that funds remain available for important investments.

TextilES

The solution for Complex Supply Chains and Long Lead Times

Textile companies often source goods and services from Asian and other overseas countries, leading to long delivery times. With cflox, your partners (even abroad) can be paid early, within agreed payment terms, but wait up to 60+ additional days. This ensures optimal relationships and strengthened liquidity.

Manufacturing industry

Strengthening Your Suppliers

Negotiations with suppliers in the manufacturing industry can be extremely lengthy and complex. There is often a high potential for conflict over payment terms, which can lead to weak supplier relationships. By using our cflox solutions, negotiations with your suppliers become obsolete—and relationships are strengthened.

utilities & Energy

Working Capital Financing for Long-Term Projects

Energy projects, especially in the field of renewable energies, are characterized by high initial investments. The projects often require significant financial resources for the planning, construction, and commissioning of the plants. Companies in this industry finance this growth with cflox so that funds remain available for important investments.