Automotive

Investments in New Technologies and Sustainability

The automotive industry is investing specifically in future technologies such as electromobility and climate-friendly product development. But innovation requires capital—and that calls for innovative, forward-looking financing solutions.

Challenge

Investments in New Technologies and Sustainability

The automotive industry consistently invests in new technologies such as electromobility and climate-friendly product development. Innovation demands capital and requires novel, future-oriented financing solutions.

Retaining Strategic Suppliers

Complex supplier portfolios rely on strong partnerships. In the automotive industry, the close retention of strategic suppliers is crucial for seamless production processes.

Complementing Classic Supply Chain Finance

Many companies in the automotive industry use classic Supply Chain Finance approaches like Reverse Factoring. However, a gap often arises here: particularly important A-suppliers are frequently not integrated into these programs due to their size and importance. These business relationships offer enormous purchasing volumes and untapped potential for working capital optimization.

Solution

A Flexible Kit for Working Capital

cflox addresses the specific challenges of the automotive industry with a flexible and targeted approach to your working capital.

cflox enables you to strategically extend payment terms with selected suppliers to generate additional liquidity and optimize working capital. This freely available cash flow can then be directly invested in new technologies and sustainability.

Engage your key suppliers—without having to negotiate with them—and complement your existing SCF programs. Our cflox pay solution does not bind your suppliers, making it easy to achieve immediate results. This is also made possible by its simple integration, which requires no IT resources.

Additional payment terms with cflox pay

In parallel, negotiate longer payment terms with your other suppliers – cflox pay offers an attractive and uncomplicated option for financing with additional early payment. This ensures high acceptance and strengthens critical supplier relationships for production success.

Early supplier payments with cflox earlypay

cflox earlypay

Early Supplier Payments

Strong supply chains through early supplier payments. The simplest way to activate suppliers without KYC.

cflox earlypay

cflox pay

Additional Payment Terms

Working capital financing through 60 days of additional payment terms. Simple, efficient, and independent of suppliers.

cflox pay