Construction & Building Materials

Solutions for Seasonal Challenges

The demand for construction services and materials is subject to strong seasonal fluctuations. In winter, there are often fewer orders, which can lead to financial bottlenecks. With an additional payment term of 60+ days, cflox effectively supports you in optimizing your working capital.

Challenge

Seasonal Challenges in the Construction Industry

Demand for construction services and materials is subject to strong seasonal fluctuations. In winter, there are often fewer orders, leading to financial bottlenecks. Your company must cover ongoing costs and pay wages during these times.

Complex Cash Flows

In the construction industry, complex cash flows, especially in project business, are an everyday challenge. Progress payments and down payments play a central role. Retainage payments are an indispensable tool for quality and liquidity assurance. Construction companies require this to avoid pre-financing building materials.

Solution

Bridging Seasonal Fluctuations and Financing Projects

In an industry driven by cycles and project milestones, control over one's own cash flow is a decisive success factor. cflox provides you with the instrument to actively manage your liquidity, independent of external factors.

Through the strategic extension of payment terms, you create an additional financial buffer for your material suppliers. You cover ongoing costs and wages during contractually weak winter months and bridge the time until your next progress payment in the project business. By converting your working capital into a reliable reserve, your operational readiness is fully secured.

Additional payment terms with cflox pay

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Early Supplier Payments

Strong supply chains through early supplier payments. The simplest way to activate suppliers without KYC.

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Additional Payment Terms

Working capital financing through 60 days of additional payment terms. Simple, efficient, and independent of suppliers.

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