cflox Wins “Payments Innovation of the Year” Award

cflox has been awarded the “Payments Innovation of the Year” award by TTP (Trade, Treasury, Payments)  – recognizing a new approach to supply chain finance and working capital optimization. The award highlights cflox’ focus on creating liquidity solutions that are simple to implement, scalable, and designed around the real needs of treasury departments and international supply chains.

Traditional supply chain finance programs often struggle with complex supplier onboarding processes, lengthy IT projects, and limited supplier participation. cflox takes a different approach: enabling companies to optimize working capital and payment terms without requiring supplier integration or IT implementation.

The award was presented ahead of the TTP Awards ceremony in Jersey City, where Timothy Rose, Head of UK Sales at cflox, discussed the structural challenges many companies continue to face in supply chain finance programs today. A key issue remains the gap between theoretical liquidity and liquidity that is actually available when companies need it most.

“We are proud to see our approach recognized internationally,” says Thomas Krings. “Treasury teams are under increasing pressure to secure liquidity, strengthen supply chains, and maintain financial flexibility at the same time. Our goal is to make working capital solutions easier, faster, and more flexible for international companies.”

Today, cflox supports numerous international companies through more than 180 active client programs focused on working capital optimization. The company continues to expand its international footprint and strengthen partnerships with more than 15 leading financing institutions across Europe.