cflox pay at a glance

Extend payment terms - without involving suppliers

09. December 2025

Manage your working capital, net debt, and operating cash flow with cflox pay, just like many other international companies. Supplier involvement is not necessary.

Why this concept is so relevant for modern finance departments

Many companies face the challenge of extending payment terms without straining their supplier relationships or introducing complex systems. Traditional supply chain finance models often require extensive IT integrations, lengthy onboarding processes, or the active participation of each individual supplier. This is exactly where cflox pay comes in: with an approach that focuses on the company's perspective and enables immediate controllability.

cflox pay offers treasury and finance teams the opportunity to flexibly align their liquidity – without any operational changes in purchasing and without additional processes on the supplier side. The result: greater stability, more planning security, and more independence in volatile market phases.