about us
cflox is an international payment institution that combines payments, working capital, and financing into innovative solutions. With a focus on working capital, we help our clients strategically optimize payment terms and cash flow.
In collaboration with renowned international financing partners and through over 100 active client programs, we develop tailor-made solutions that strengthen liquidity and increase supply chain efficiency.
Our home is Hamburg, Germany − our perspective is global. cflox GmbH is registered as a payment institution under ZAG with BaFin, making us secure, reliable, and ready for immediate use.
With our clients, we emphasize cooperative, long-term relationships that are built on trust and generate mutual benefits.
We build upon transparent actions and processes. We emphasize a structured and efficient interaction and open communication.
It is our goal to achieve high and sustainable quality. For our clients, we are willing to go the extra mile to create value that lasts.
Data protection and security have the highest priority. Therefore, we use proven, secure technologies and run our services on certified servers located in Germany.
cflox is an international payment institution and technology-based market-platform with enormous growth potential - but it is our team of employees, that make cflox so successful: they continuously develop and optimize, master challenges, and shape our corporate culture with their sense of responsibility, commitment, flexibility, as well as their constant will to do their best and make an impact.
our clients
cflox is the leading international payment institution for optimizing working capital and financing within the supply chain. We support successful companies and corporations in implementing programs with accounting according to Local GAAP and IFRS.
