Annual Financial Statement

cflox pay in practice

01. October 2025

Our fact sheet shows you at a glance how companies can significantly strengthen its balance sheet on the reporting date by using cflox pay.

Why cflox pay makes a measurable difference

For many companies, the balance sheet date is a crucial moment: key figures are evaluated, ratings are reviewed, and financing options are redefined. This is where cflox pay shows its strength. By specifically extending payment terms—without involving suppliers and without additional liabilities to banks—working capital improves immediately and visibly.

But the effect goes further: companies gain more flexibility in liquidity management and can stabilize their operating cash flow. This creates a balance sheet structure that radiates strength, transparency, and stability not only on the reporting date, but also throughout the year.